Fig’s loan application process considers a variety of proprietary factors to determine an individual's eligibility to use Fig, and if so, what amount of money can be lent. As a responsible lender, we take into account a number of factors as part of our assessment process. This includes, but is not limited to:
Your credit file, which demonstrates your repayment history with other lenders and helps us determine whether you can comfortably make your payments
The personal information you provided, which allows us to confirm your identity
You may be eligible to re-apply in the future if your circumstances change. Depending on your financial situation, you may see changes on your credit report as soon as 30-45 days.
Have questions or want to learn more about Fig? Contact us!
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