Why was my application declined?

Modified on Thu, 01 Feb 2024 at 12:02 PM

Fig’s loan application process considers a variety of proprietary factors to determine an individual's eligibility to use Fig, and if so, what amount of money can be lent. As a responsible lender, we take into account a number of factors as part of our assessment process. This includes, but is not limited to:


  • Your credit file, which demonstrates your repayment history with other lenders and helps us determine whether you can comfortably make your payments

  • The personal information you provided, which allows us to confirm your identity


Our support team is unable to provide any additional information regarding the reason your application may have been declined, we apologize for this inconvenience.


Fig is continually evaluating and evolving our policies regarding approval criteria. As your credit profile changes, you may be eligible to re-apply in the future depending on your personal financial circumstances.

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